An employer-focused benefits and savings solution built on the Everyday Health Plan (EHP) — a voluntary program designed to complement your existing major medical coverage rather than replace it. Reduce employer cost while enhancing employee benefits.
Request Cost Reduction ReviewFor businesses, nonprofits, and organizations across industries, employee health benefits represent one of the largest operating expenses outside of payroll — often $8,000 to $20,000 per employee annually. Through EHP and EHP's partnership with Revive Health — serving more than 4 million members nationwide — organizations gain access to a solution designed to reduce employer cost while enhancing the benefits employees receive.
The EHP solution is structured to deliver payroll and FICA tax savings of approximately $640 per employee per year — subject to applicable participation, payroll, and program conditions — enhanced employee benefits including robust wellness programs at zero out-of-pocket cost, and potential improvements in employee satisfaction, retention, and recruiting. The program is designed to be HIPAA, ERISA, ACA, and IRS compliant.
This solution is relevant for businesses, nonprofits, churches, schools, counties, cities, and other municipalities. Organizations can retain their existing wellness programs where desired, and in some cases the EHP solution may replace paid wellness programs. We do not sell insurance products — we provide access to a structured benefits and savings solution through EHP.
What Gets Reviewed
An employer-focused benefits and savings solution offered through EHP and supported by EHP's partnership with Revive Health — delivering measurable employer savings alongside enhanced employee benefits.
Payroll and FICA tax savings of approximately $640 per employee per year — subject to applicable participation, payroll, and program conditions — with potential additional savings through workers' compensation reductions of up to 30% in most states.
Robust wellness benefits with zero out-of-pocket costs for employees, including virtual care, mental-health resources, weight-management programs, and 1,000+ prescriptions.
HIPAA, ERISA, ACA, and IRS compliant. Includes voluntary dental, vision, life insurance, critical illness coverage, and 24/7/365 mobile/web access for all employees.
Where Costs Hide
The EHP solution addresses multiple areas of employer cost and workforce performance simultaneously:
Payroll & FICA Tax Savings
Approximately $640 per employee per year in FICA tax savings through the EHP plan structure.
Workers' Compensation Savings
Up to 30% workers' compensation savings in most states, with up to 30% savings potential with a self-insured health plan.
Workforce Performance Improvements
Potential reduction in sick days, absenteeism, and workplace accidents, with potential improvement in productivity, employee satisfaction, retention, and recruiting.
Existing Program Flexibility
Organizations can retain existing wellness programs. In some cases, the EHP solution may replace paid wellness programs where appropriate.
The EHP solution enhances the employee benefits experience while reducing employer cost. Employees gain access to comprehensive wellness and care benefits with zero out-of-pocket costs.
Comprehensive wellness benefits with zero out-of-pocket costs for employees, including virtual care, mental-health resources, weight-management programs, and access to 1,000+ prescriptions.
Employees receive faster access to care, additional care options, and second opinions through the Revive Health network serving more than 4 million members nationwide.
Mobile and web access available around the clock, ensuring employees can access care, information, and resources whenever they need them.
Voluntary dental, vision, life insurance, and critical illness coverage options available to employees as part of the EHP benefits package.
The EHP plan structure may result in a slight increase in employee take-home pay, providing an immediate and visible financial benefit to every participating employee.
Dedicated mental-health resources and weight-management programs included in the wellness benefits, supporting whole-person health for every employee.
Coastal Ridge Advisory connects organizations to the EHP benefits and savings solution — a structured program that delivers employer savings while enhancing the benefits employees receive.
Payroll and FICA tax savings of approximately $640 per employee per year, with potential workers' compensation savings of up to 30% in most states.
Robust wellness benefits with zero out-of-pocket costs, virtual care, mental-health resources, 1,000+ prescriptions, and 24/7/365 access.
Available to businesses, nonprofits, churches, schools, counties, cities, and other municipalities — organizations of all types across industries.
The EHP solution is designed to meet HIPAA, ERISA, ACA, and IRS compliance requirements, giving organizations confidence in program integrity.
A short discussion can determine whether health benefits cost reduction is worth deeper review for your organization. No obligation — just practical perspective from senior advisors.